This paper explores the effects of knowledge-intensive business services (KIBS) clustering and digital financial inclusion on economic growth quality as well as their synergistic interactions. The results indicate that KIBS clustering positively impacts growth quality but excessive clustering can lead to resource competition that hinders development. Digital financial inclusion mitigates this negative effect by improving financing access, thus enhancing KIBS clustering's positive impact. The heterogeneity analysis reveals significant differences in these effects between core and peripheral cities, with smaller cities relying more on their synergistic effects for high-quality economic development.

中文翻译：

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KIBS 集群、数字金融包容性和经济增长质量


本文探讨了知识密集型商业服务 （KIBS） 集群和数字金融包容性对经济增长质量的影响及其协同互动。结果表明，KIBS 聚类对生长质量有积极影响，但过度聚类会导致资源竞争，阻碍发展。数字普惠金融通过改善融资渠道来减轻这种负面影响，从而增强 KIBS 集群的积极影响。异质性分析揭示了核心城市和外围城市之间的这些影响存在显著差异，较小的城市更多地依赖它们的协同效应来实现高质量的经济发展。