In 2022, over 1.87 million Americans ceased employment before satisfying their employer’s 401(k) plan vesting schedule, causing them to forfeit nonvested employer contributions. This Essay uses data to demonstrate the effects of using vesting schedules and highlights companies who had the most affected workers or amassed significant forfeitures in 2022.

 

中文翻译：

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401(k) 归属计划的影响——数字

2022 年，超过 187 万美国人在满足雇主的 401(k) 计划兑现时间表之前停止就业，导致他们丧失非兑现雇主缴款。本文使用数据来证明使用兑现计划的效果，并重点介绍了 2022 年受影响工人最严重或大量没收的公司。