We investigate how unemployment insurance generosity impacts reemployment and economic precarity by family type. With Swiss longitudinal administrative data and a regression discontinuity design using potential benefit duration, we examine differences between single households and primary and secondary or equal earners, as well as differences by gender and presence of children. Less generous unemployment insurance (shorter potential benefit duration) speeds up reemployment for all family types during the period with benefit cuts whereas longer-term effects are stronger for single households, secondary and equal earners, and those without children. Economic precarity increases for singles, single-parents, and primary earners during the period with lower benefits though there are no long-term effects. We argue that those with higher financial responsibility (i.e., primary earners or those with children) face pressure to find jobs irrespective of benefit generosity whereas those with lower financial responsibility (i.e., secondary or equal earners and those without children) have more capacity to react.

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我们调查了失业保险的慷慨程度如何影响不同家庭类型的再就业和经济不稳定。利用瑞士纵向行政数据和使用潜在福利期限的回归间断设计，我们研究了单一家庭与主要和次要或同等收入者之间的差异，以及性别和是否有子女的差异。不太慷慨的失业保险（较短的潜在福利期限）会在福利削减期间加速所有类型家庭的再就业，而对单身家庭、第二收入和平等收入者以及无子女家庭的长期影响则更大。在福利较低的时期，单身人士、单亲和主要收入者的经济不稳定程度会增加，但不会产生长期影响。我们认为，那些经济责任较高的人（即主要收入者或有孩子的人）无论福利如何慷慨都面临着找工作的压力，而那些经济责任较低的人（即次要或同等收入者以及没有孩子的人）有更强的反应能力。

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