当前位置: X-MOL 学术International Review of Financial Analysis › 论文详情
Our official English website, www.x-mol.net, welcomes your feedback! (Note: you will need to create a separate account there.)
Does digital literacy reduce intergenerational income dependency?
International Review of Financial Analysis ( IF 7.5 ) Pub Date : 2024-06-11 , DOI: 10.1016/j.irfa.2024.103389
Haijun Wang , Chen Ge , Xiance Du , Yiqiang Feng , Weicheng Wang

Smoothing upward mobility channels and reducing intergenerational income dependence are important prerequisites for realizing the sustainable development of all humankind. Starting from the impact of digital economy on micro individuals, this paper explores the mechanisms of digital literacy on families' dependence on intergenerational income. The paper revealed the following findings: First, the improvement of children's digital literacy can significantly enhance the income flow between children and their parents, as well as reduce the former's income dependence on the latter. Specifically, for every 1 unit increase in children's digital literacy, children's income dependence on their parents decreases by 0.035. Among the sub-indicators of digital literacy, social skills and digital attitudes have the highest contribution to reducing intergenerational income dependence. Second, social networks, occupational mobility, and asset allocation capabilities play a moderating role in how digital literacy affects intergenerational income dependence. The more developed the social network, the greater the occupational mobility, and the stronger the asset allocation ability, the more significant the inhibition effect of digital literacy on intergenerational income dependence. Third, the effect of digital literacy on intergenerational income dependence, which is more pronounced in rural areas, inland areas, and male groups.

中文翻译:


数字素养是否会减少代际收入依赖?



畅通向上流动通道、减少代际收入依赖是实现全人类可持续发展的重要前提。本文从数字经济对微观个体的影响出发,探讨数字素养对家庭代际收入依赖的机制。论文揭示了以下发现:首先,儿童数字素养的提高可以显着增强儿童与其父母之间的收入流动,并降低前者对后者的收入依赖。具体来说,儿童数字素养每提高1个单位,儿童对父母的收入依赖度就会降低0.035。在数字素养的分指标中,社交技能和数字态度对减少代际收入依赖的贡献最大。其次,社交网络、职业流动性和资产配置能力在数字素养影响代际收入依赖方面发挥着调节作用。社会网络越发达、职业流动性越大、资产配置能力越强,数字素养对代际收入依赖的抑制作用越显着。第三,数字素养对代际收入依赖的影响,在农村、内陆地区和男性群体中更为明显。
更新日期:2024-06-11
down
wechat
bug