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How Lending Experience and Borrower Credit Influence Rational Herding Behavior in Peer-to-Peer Microloan Platform Markets
Journal of Management Information Systems ( IF 5.9 ) Pub Date : 2023-08-23 , DOI: 10.1080/07421222.2023.2229128 Paul Benjamin Lowry 1 , Junji Xiao 2 , Jia Yuan 3
Journal of Management Information Systems ( IF 5.9 ) Pub Date : 2023-08-23 , DOI: 10.1080/07421222.2023.2229128 Paul Benjamin Lowry 1 , Junji Xiao 2 , Jia Yuan 3
Affiliation
This paper analyzes the herding behavior that characterizes lenders’ lending decisions on a microloan platform and explains how rational herding behavior can resolve the information-asymmetry probl...
中文翻译:
借贷经验和借款人信用如何影响点对点小额贷款平台市场的理性羊群行为
本文分析了小额贷款平台上贷款人贷款决策的羊群行为,并解释了理性的羊群行为如何解决信息不对称问题。
更新日期:2023-08-27
中文翻译:
借贷经验和借款人信用如何影响点对点小额贷款平台市场的理性羊群行为
本文分析了小额贷款平台上贷款人贷款决策的羊群行为,并解释了理性的羊群行为如何解决信息不对称问题。