We report two studies investigating the role of self-control in risky financial decision-making, operationalized as incentivized lottery task decisions. Study 1 (N = 529) investigated the link between propensity to take financial risks and trait self-control. Study 2 (N = 321) examined whether reflecting on one’s prior successes and failures in exercising self-control has an impact on subsequent risky financial decision-making. Study 1 identified a negative link between self-control and financial risk-taking, and Study 2 found that reflecting on self-control successes lowered people’s propensity to take financial risks, while reflecting on self-control failures made people more prone to take financial risks.

我们报告了两项研究，这些研究调查了自我控制在有风险的财务决策中的作用，并作为激励性彩票任务决策进行了操作。研究1（N  = 529）调查了承担金融风险的倾向与特质自我控制之间的联系。研究2（N  = 321）检验了反思一个人先前在执行自我控制方面的成功和失败是否会对随后的风险财务决策产生影响。研究1发现自我控制与财务风险承担之间存在负相关关系，研究2发现，反思自我控制的成功降低了人们承担财务风险的倾向，而反思自我控制的失败使人们更倾向于承担财务风险。