This paper presents a history of New Zealand's accident compensation scheme as a struggle between two competing normative paradigms that justify the core reform of the replacement of civil actions for victims of personal injury with a comprehensive no-fault scheme. Under ‘community insurance’, the scheme represents the community taking moral and practical responsibility for members who are injured in accidents, while for ‘compulsory insurance’ the scheme is a specific form of compulsory accident insurance. Understanding the history of the scheme in this way helps explain both the persistence of the scheme and important changes made to it by different governments.

中文翻译：

---

社区保险与强制保险：新西兰无过错事故赔偿的竞争范式

本文介绍了新西兰事故赔偿计划的历史，这是两种相互竞争的规范范式之间的斗争，这证明了用全面的无过错计划代替人身伤害受害者民事诉讼的核心改革是合理的。在“社区保险”下，该计划代表社区对在事故中受伤的成员承担道德和实践责任，而对于“强制保险”，该计划是强制事故保险的一种特定形式。以这种方式了解该计划的历史有助于解释该计划的持久性以及不同政府对其做出的重要改变。